Wage Garnishment: Understanding Default

March 23rd, 2015 | by Selena M
Wage Garnishment: Understanding Default

A wage garnishment is when a court issues an order requiring your employer to withhold a certain amount of your paycheck and send it directly to the person or institution to which you owe money, until your debt is paid off.

There are certain situations in which your wage could be garnished and for that one must know everything about loans default and the consequences it carries with it. Here is a unique archive of resources that would help you understand default and the initiatives taken up by these organizations in making people realize the cons of unsuccessful loan repayment.


Nolo .com presents to you a methodology that would help individuals challenge their wage garnishment. The reasons and steps that need to be taken in order to cease your wage garnishment can be found here:


 Federal Student Aid

Those who need to understand student loans default right from the word GO must visit the following page. It answers almost all the questions that would arise in a mind encircling loan default.


 Student Loan Borrower Assistance

Student Loan Borrower Assistance puts light on Administrative Wage Garnishments which needs to be understood in order to escape this since it also contains a backdoor to challenge wages being garnished. The Student Loan Borrower Assistance is doing wonders in making sure people understand all the consequences of Loan Default.


 Garnishment Laws

Garnishment laws.org provides an insight on the latest Garnishment laws prevailing in the country and students need to keep their eyes open as far the changing policies and regulations is concerned. The link below would definitely be of great help in that regard.


 Texas Guaranteed Student Loan Corporation

TG is a nonprofit corporation that promotes educational access and success so that students can realize their college and career dreams. TG offers resources to help students and families plan and prepare for college, learn the basics of money management, and repay their federal student loans.


 HESC- Higher Education Services Corporation NY

The Higher Education Services Corporation (HESC) is New York State’s higher education student financial aid agency. It intends to help the natives understand the pros and cons of student loans by keeping them aware of the policies and legalities. It also furnishes 20 state scholarship and loan forgiveness programs.


 United States Department of Labor

DOL intends to foster, promote, and develop the welfare of the wage earners, job seekers, and retirees of the United States; improve working conditions; advance opportunities for profitable employment; and assure work-related benefits and rights.



Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible information online about financial well-being. The information on Debt.org is widely being used by students, advisors, entrepreneurs seeking sound financial future.



Money-Zine’s has provided all the necessary resources to help people understand what wage garnishments actually are. If you are caught in such a situation where you can’t avoid your wages being garnished, than do take a look at the wage garnishment calculator below:



Tuition.io helps student loan borrowers simplify their college debt. They post informative content on their website that helps targeted audience in understanding the different financial situations.


 Simple Tuition

Team Simple Tuition is helping students to compare their private student loan options, which is the single best way to save huge on the cost of college. An interesting article on student loan default and wage garnishment could be found below:


 Consumer Help Central

Consumer Help Central has been in the law industry for decades and innumerable individuals have got facilitated by their services. Student loan servicing is also becoming a major issue and employees at Consumer Help Central make every possible effort to help individuals escape financial obstacles.


Student Debt Relief

Student Debt Relief is a unique Business/ Consulting Service that helps individuals overcome their debt burden. Since its inception it has eased out the financial barriers of students and other personnel who wish to obtain financial freedom.


 Alaska Commission on Postsecondary Education

The Alaska Commission on Postsecondary Education (ACPE) – funded by the Alaska Student Loan Corporation (ASLC) – promotes access to and success in education and career training beyond high school.



FinAid has earned a stellar reputation in the educational community as the best web site of its kind. It’s comprehensive, informative, resource full and has been the first stop on the web for students looking for ways to finance their education.


 ECMC- Educational Credit Management Corporation

Educational Credit Management Corporation is striving to work on lowering default rates: sponsor college access and success initiatives, and financial literacy programs; and provide resources to support student loan borrowers to successfully repay their loans.


 Automated Collection Service, Inc

ACSI has served regional and national clients as debt collection specialists focused on primary market verticals especially higher education and financial sectors. Their keen emphasis on loan default and its consequences is evident from the following link:


 National Student Loan Program

NSLP, a private, non-profit student loan guaranty agency in the Federal Family Education Loan (FFEL) program, has been serving the financial aid industry. Here’s a resource by NSLP that would illustrate upon the consequences that Student Loan carry.


 Cornell University law School

Legal Information Institute based at Cornell University Law School is a not-for-profit group that believes everyone should be able to read and understand the laws that govern them, without cost. The laws related to wage garnishments are very briefly explained as under: